Your pathway to owning the products you want
*Uown Leasing does not utilize Equifax, Experian, or TransUnion to perform traditional credit checks as part of our pre-approval process. We do verify applicant information through national databases including, but not limited to Clarity, Factor Trust, and LexisNexis. Not all applicants are approved.
Credit will be checked, but we consider more than your credit score when you apply.
For a discount off of your remaining balance
A lease-to-own payment is simply a payment arrangement where consumers make payments in order to gain ownership.
Our qualifications are simple. You must:
No, we are a no credit option. We will not use your FICO score or hit your credit with inquiries. Instead, we use your job, income, and other factors to determine your approval status.
At the time of application and lease signing, you can choose between either weekly, bi-weekly, semi-monthly, and monthly payment options.
There is no down payment, initial payment, processing fee, or first lease payment required at the store.
We accept traditional employment as well as retirement, self-employment, SSI and disability. We do not acceept child support or alimony as qualifying income.
The advertised service is lease-to-own or a rental- or lease purchase agreement provided by Mollie, LLC. Acquiring ownership by leasing costs more than the retailer’s cash price. Leasing available on select items at participating locations only. Not available in MN, NJ, VT, WY.