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LEASE-TO-OWN THE AUTOMOTIVE PRODUCTS YOU WANT!

Your pathway to owning the products you want

BUYING NEW TIRES USING UOWN


No Credit Needed*
No Money Down
Payments Up To 13 Months
90-Day Same-As-Cash Option Available
Order Amount + Application Fee + Sales Tax

* Uown Leasing does not utilize Equifax, Experian, or TransUnion to perform traditional credit checks as part of our pre-approval process. We do verify applicant information through national databases including, but not limited to Clarity, Factor Trust, and LexisNexis. Not all applicants are approved.

BENEFITS OF LEASE-TO-OWN
1
No Down Payment
2
No Credit Needed

Credit will be checked, but we consider more than your credit score when you apply.

3
Buy It Out At Any Time!

For a discount off of your remaining balance

WHY LEASE-TO-OWN?

A lease-to-own payment is simply a payment arrangement where consumers make payments in order to gain ownership.

Lease-to-Own
Pay In Full
Affordable Payments
No Credit Needed
Flexibility in Payments
No Hard Check Payment Plan
FAQs
How do I qualify?

Our qualifications are simple. You must:

  • Be 18 years or older
  • Have a Taxpayer ID Number
  • Present a valid, non-expired state-issued drivers license
  • Have a gross income of $1,000 a month
  • Possess an open and active checking account (90+ days since opening the account) in good standing with no insufficient funds or overdraft charges within the last 30 days
Do I need credit to apply?

No, we are a no credit option. We will not use your FICO score or hit your credit with inquiries. Instead, we use your job, income, and other factors to determine your approval status.

What payment options do I have?

At the time of application and lease signing, you can choose between either weekly, bi-weekly, semi-monthly, and monthly payment options.

Is there really no down payment?

There is no down payment, initial payment, processing fee, or first lease payment required at the store.

What type of income can be used to apply?

We accept traditional employment as well as retirement, self-employment, SSI and disability. We do not acceept child support or alimony as qualifying income.

The advertised service is lease-to-own or a rental- or lease purchase agreement provided by Mollie, LLC. Acquiring ownership by leasing costs more than the retailer’s cash price. Leasing available on select items at participating locations only. Not available in MN, NJ, VT, WY.